What are the Risks of Not Having Health Insurance?

 

If you don’t have health insurance, you could be facing a number of risks. Without health insurance, you may have to pay the entire cost of medical treatment or procedure out of pocket. Even if you have insurance, you may face high out-of-pocket expenses, especially if you have a serious medical condition.

 

If you don’t have health insurance, you may not be able to afford medications or treatments for serious medical conditions. You may also be forced to skip important diagnostic tests, such as colonoscopies or mammograms, that can help detect medical problems. You may also be exposed to higher medical costs if you have a medical emergency.

 

You may also face financial hardship if you are uninsured and have to pay high medical bills. In some cases, you may be turned down for loans or mortgages if you cannot prove that you have health insurance.

 

Being uninsured can also have consequences for your family. If you don’t have health insurance, your family may get stuck with the bill for your medical treatment. Without health insurance, you may not be able to spend as much time with your family as you would like.