How to increase your credit limit

The easiest way to try to increase your credit limit is to simply ask. Most card issuers let you request an increased credit limit through their website or over the phone.

Remember that not all requests will be approved. Your card issuer will consider your request much like a request for a new card, considering factors such as …

Your payment history

Your credit scores

Your income

Your employment status

If you’re looking to increase your overall credit limits rather than your credit limit on a specific card you can also try applying for a new credit card. If you’re approved, your new card will have its own credit limit, independent of the limits of your other cards — but remember, this will trigger a hard inquiry and potentially affect your credit scores negatively.

Gift cards vs credit cards: the difference.

 

Digital services have completely changed our lives, right? It’s amazing to think that the way we consume countless products, such as movies, series and music, has changed so much in recent years.

The Gift Card appears along with these new services and the new ways of consuming them, becoming an option of payment methods, alongside the famous boletos, credit and debit cards.